We all want what’s best for ourselves and our families in the future, but did you know that every day, thousands of people contribute their hard-earned money to pension funds that are underperforming compared to others in the market?

Acorn Life has long established itself as a top player in Ireland’s pension scene, and each of its  pension funds have seen growth over the past 3 and 5 years – the only provider to boast such an accolade in 2025.

This page explores Acorn’s top performing funds as well as some of its lesser-known, newer editions which have recorded strong growth over the past three years.

If you wish to compare more Acorn funds, or to see how your fund is performing over different time periods, our free pension fund comparison tool lists the performance and asset breakdown of every Acorn Life fund here.

We don’t include fees or management charges in this article, and we highly recommend speaking to a financial advisor to discuss the options that best suit your needs.

For over 35 years, Acorn Life has prided itself on curating products designed specifically for the Irish market, including pension funds. Acorn’s pension funds have performed well in recent years. In fact, it is the only provider to see growth across every fund that it offers over the past 3 years and 5 years. 

Acorn Life’s top performer over 5 years is its Managed Growth fund, with a risk rating of 4. The fund mainly invests in equities with lower allocations to other asset types.

Acorn Life Pensions Product Availability

Acorn Pension Options Availability
PRSA
Occupational Pension
Personal Retirement Bond (PRB) 
Flexible Savings Plans
Acorn Life Investment Bond 
Approved Retirement Fund (ARF)

❌ Acorn Life’s Global Property Fund, created in 2017, is not available on the Approved Retirement Fund (ARF).

Compare Other Popular Acorn Life Pension Funds

A number of new Acorn pension funds have been created more recently, including Acorn Life Dynamic Select 2 G and Acorn Life Dynamic Select 2 G, both created in 2021. So how have these funds fared over the past three years, and could they be an option for you? 

Let’s analyse the performance, risk ratings and asset allocations to gain a fuller understanding of Acorn Life’s newer members of its pension offering.

Pension Fund  Risk Rating Typical Asset Mix 
Acorn Life Adventurous Select 5 (Moderately High) Equities
Acorn Life Managed High Equity 5 (Moderately High) Mainly Equities
Acorn Life Dynamic Select 5 (Moderately High) Diversified mix – Equities, fixed income and property
Acorn Life Dynamic Multi-Manager  4 (Moderate) Broad range of asset classes 
Acorn Life Diversified Select  4 (Moderate) Diversified mix – Equities, fixed income and property

FAQs

The most effective way of comparing Acorn Life funds, or any Irish pension fund, is to visit the National Pension Helpline’s Fund Explorer and choose Acorn Life from the list of pension providers in Ireland.

There are 14 pension funds offered by Acorn Life in 2025, including a number of funds which have been created over the past 5 years.

The best Acorn Life fund for your specific circumstances will depend on a number of factors, including the fund’s performance, your life stage, and your tolerance to risk. Most people focus on capital preservation and descend the risk rating scale as they near retirement.

You should be reviewing your pension fund with your financial advisor at least every five years to check on its performance and decide whether to transfer to a better performing fund.

Past performance does not guarantee future performance. Speaking to a financial advisor about the most suitable option for you is always recommended before making any major investment decisions.