“No tax on any rental income, no tax on growth and no tax if I want to sell one or two. Thank you for all the help and guidance”

– John, Co. Cork

3 Steps To Purchase A Property With Your Pension

Step 1
Check Eligibility

Complete our Fast Track Assessment to see if you qualify.

Step 2
Set Up Pension Structure

As part of the process, your chosen advisor will help you create a pension structure called a “Small Self-Administered Scheme” to ensure you receive all rental income completely tax free and no Capital Gains Tax on disposal of the property.

Step 3
Source, Purchase and Finance The Property

Next step is to find and purchase the property and cashflow it by onboarding tenants same as you would a privately owned property. The key difference being the tax free rental and capital gains.

Should I Buy A Property With My Pension?

Most people when they think of a “pension” think of a large sum of money invested in the stock market until you reach retirement age.

But for those uncomfortable with stock market volatility and want a more secure income generating asset, can use their pension fund to buy an investment property.

All rental income received from your chosen property is free of income tax and can be channeled back in to grow your pension fund.

This can then be used for further investment if or when you choose to sell the property. No Capital Gains Tax (CGT) is payable on the proceeds of the sale, however, it is not compulsory to sell the property on retirement.

90-Second Online Pension Review.

Take our 90-second online assessment and claim your free pension planning consultation with a central bank regulated pension advisor