“My pension wasn’t growing because of a high management charge. I’m glad I used this service to review my pension and move it” 

– Francis, Co. Donegal

Review Pensions From:

Why you should review your pension

Do you know where your pension is invested? When was the last time you checked?

Step 1
Control Risk Level & Fund Performance

Do you know where your pension is invested? Are you missing out on potential gains from being too cautious or risking too much at a later stage in life? A pension review gives you a snapshot view of how your pension is invested.

Step 2
Management Charges

Often advisors will impose a high management fee without adding extra value. Do you know how much you’re paying your advisor each year?

Step 3
Flexibility

It’s nearly impossible to accurately gauge pension performance when it’s made up of multiple small pension pots held with different companies. A smart benefit of a pension review is getting objective advice on the right time to consolidate your pension pots.

It’s impossible to over-prepare for retirement.

While some of us remain apathetic about the looming later years in our lives post-work, we all hit a point where we’re faced with the reality that if we don’t start planning for retirement now, it’s going to become a really difficult part of our lives.

This doesn’t have to be the case.

Too many people’s pension plan involves relying solely on the state pension. In fact, I think 1 in 3 people in Ireland have no pension plan at all.

But the State pension only provides €253.30 per week which won’t be able to match the standard of living the majority of people maintain in employment.

If you’ve lived and worked in Ireland throughout your life, chances are you have multiple employment pension pots littered around, maybe some you’ve forgotten about.

Consolidating these funds into one high performance pension plan can be a really good start for those that are worried about not having enough.

For those that do have a pension plan, reviewing it regularly to ensure it’s both being invested correctly and charged fairly can be thousands in the difference come retirement.

If you don’t know where to start, we have 2 helpful resources that will allow you to speak to a pension advisor free of charge.