The primary difference between a superannuation plan and others is that superannuation guarantees a specific benefit upon retirement or qualification to access the fund.
It is not always the most lucrative pension plan for a specific situation and there are viable alternatives that may earn you more money, but potentially at a higher risk.
Pension transfers can see you access up to 25% of your pension tax free at age 50. Extensive details are provided on our Pension Transfers page.
You have the option of Cashing in Your Pension Early in Ireland which can also entitle you to a lump sum upon turning 50.
Finally, as can happen with jobs early in your career when you may not pay attention to specific deductions on your payslip, you may find pension plans in your employment history that you do not recall.
In these cases, we can help with pension tracing in order to track down your pension, with more information on that endeavour available here.