Pension.

The government is making it easier for people to invest their savings with the announcement of Personal Investment Accounts (PIAs) as part of Budget 2027. From July next year, people will be able to invest €12,000 each year. For those saving for retirement, this raises an important question: should [...]

Thousands of Irish pension holders must act quickly to review their pension before major changes come into effect under the IORP II directive. The 22nd April deadline affects those with executive pensions such as Small Self-Administered Pensions (SSAPs). These pensions have been, until now, a flexible and tax-efficient way [...]

Thousands of Irish people are losing out on significant retirement wealth - often without even realising it. There’s an estimated €500 million in forgotten pensions in Ireland, while many are contributing to underperforming pension funds or not taking full advantage of tax relief. With these issues in mind, this [...]

Around 800,000 employees across Ireland have been enrolled in a pension scheme for the first time after auto-enrolment (MyFutureFund) began on 1 January 2026.  These workers, aged between 23 and 60 earning over €20,000 per year, will pay 1.5% of their salary over the first three years of the [...]

Pensions can be complicated and easy to put off, even when we know that investing in our future is the right thing to do. There’s really no single ‘correct’ way to save for retirement. Some people are cautious and consistent, while others prioritise flexibility or cash today over future [...]

The Pan-European Personal Pension (PEPP) was launched by the EU in 2019 before becoming available to the public in March 2022, with hopes that the product would transform the way European citizens save for their retirement. These voluntary, portable pension products were designed to let people save for retirement across [...]

Ireland is the last country in the OECD to introduce a workplace pension scheme, and it is expected that around 750,000 workers will benefit from auto-enrolment when it finally comes into effect on January 1st.  But some employers are attempting to avoid their responsibilities, and putting themselves at risk [...]

After being delayed multiple times over the past few years, preparations for auto-enrolment are now in full swing with the first board meeting of NAESRA and confirmation of how contributions will be invested. NAESRA, the authority which will handle most of the administrative work, held its first board meeting [...]

Thousands of pension holders in Ireland could be faced with huge bills if they don’t comply with new EU regulations that will come into effect on April 22nd. The new IORP II regime applies to one-member pensions, and most small self-administered pension scheme (SSAP) holders have moved their savings [...]

With autumn coming to an end, the deadline for making AVCs (Additional Voluntary Contributions) to your pension is just around the corner – and it may be the best financial decision you make this year. Not only do AVCs increase your retirement savings, they also make the most of [...]