Defined Benefit Pensions and Transfer Values – do I stick or twist. Companies who have a Defined Benefit (DB) pension scheme often offer a transfer value to employees who have left service in lieu of a deferred guaranteed pension. What does this mean, and what things should you consider [...]
It’s never too late to start a pension, but the sooner you do, the better it will be. A pension can give you security in retirement, and unless you win the Lotto in the meantime, a pension is the only game in town. Starting a pension in your 50s [...]
The Irish old age State Pension is a vital support for retirees, funded by the Social Insurance Fund (your PRSI contributions). However, with changing demographics and an aging population, the sustainability of the system is in question. In this article, we'll explore the key issues and potential solutions to [...]
A pension adjustment order (PAO) is a court order which enforces the entitlement of a former spouse or partner or their dependents to a share or proportion of the pension arrangement of their former spouse or partner. PAOs are complex and there are a number of different aspects to [...]
Table of Contents What is Auto Enrolment What age group is covered by auto enrolment Industries that need auto enrolment Auto enrolment for part time workers Why is Auto enrolment being introduced How does Auto enrolment work How does Auto enrolment work [...]
Introduction On the 15th December 2022, Ireland’s Finance Act 2022 was signed into law. With it, came three major changes to pensions in Ireland. This article will explain each of these changes and what they mean for the future of saving for retirement in Ireland. Finance Act 2022 in [...]
Saving for a pension is an expense that factors steadily throughout working life. However, conversation is sparse around what will happen to that chunk of money once you are no longer here to spend it. Understanding the ins and outs of pensions is incredibly important as it will end [...]
Feeling confused about the differences between defined pension plans? Don't worry - you are not alone. Navigating the ins and outs of defined benefit and defined contribution pensions is no easy feat due to an abundance of technical jargon and complicated guidelines. This article will outline key definitions and [...]
EU pensions have long been unequipped to deal with Europe’s ageing population, and in recent years, many have called for significant improvements to the EU pension system. Now, a major development has arrived in the form of the Pan-European Personal Pension (PEPP) - a new pension product that will [...]
Waterford Crystal employees showcased what could happen if a company puts lack-lustre effort into protecting workers. In a nutshell After suffering losses to their pension scheme, individuals employed by the company discovered their company pension funds had no protection system - and decided to do something about [...]
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