Pension Information

Case Study: Mistakes of the Waterford Crystal Pension scheme and how to avoid them

Waterford Crystal employees showcased what could happen if a company puts lack-lustre effort into protecting workers. In a nutshell After suffering losses to their pension scheme, individuals employed by the company discovered their company pension funds had no protection system - and decided to do something about [...]

2023-01-13T21:44:10+00:00December 11, 2022|Case Studies, Occupational Schemes, Pension Information|

Construction Workers’ Pensions Scheme (CWPSP): Group schemes versus open market alternatives

When it comes to generating funds for the Construction Workers’ Pension Scheme, a group scheme method has been adopted. Affiliated with the employer trade body, Construction Industry Federation, nearly 50,000 members have offered up financial contributions under this model. However, is this option feasible when it stands up against [...]

2023-10-02T20:51:57+00:00October 5, 2022|Occupational Schemes, Pension Information|

Pension Fund Selection

In the words of Warren Buffett “investing is an activity in which consumption today is foregone in an attempt to allow greater consumption at a later date. “Risk” is the possibility that this objective won’t be attained.” This statement equally applies to investing for retirement, as we’re putting money [...]

2023-01-13T21:52:39+00:00September 27, 2022|Pension Information, Pension Investment, Taxation|

The State Pension Problem

According to the Central Statistics Office, 1 in 3 Irish workers aged between 35-44 have no additional pension coverage outside of their pension entitlement under the State pension system. In other words, if nothing changes for those individuals between now and their eventual retirement, they will be fully reliant [...]

2023-02-20T07:16:43+00:00September 22, 2022|Pension Information, Recent News, State Pension|

Self-Administered Pensions Ireland

 Provided to The National Pension Helpline by Dan Malone (Malone Financial) Small, self-administered pension schemes are predominantly used by business owners and high standing, key employees like company directors. This is because a SSAPS offers more flexibility and control over your pension investment and allows you to maximise its [...]

2023-01-13T21:57:31+00:00September 6, 2022|Occupational Schemes, Pension Information|

Pension Investment Options

With a growing life expectancy and evermore active lifestyles available to retirees in Ireland today, planning where to source your income in retirement is vital. While state pensions play an important role in assisting retired citizens’ financial wellbeing, they are often not enough to provide without any other contribution. [...]

2023-01-13T22:03:20+00:00July 21, 2022|Pension Information, Pension Investment|