Pension

National Pension Helplines Jargon buster

When it comes to taking control of your finances there are a lot of new terms and phrases that you may not have come across before.  Pensions are complicated but we are here to make them simple.  In this page we are going to outline some terms that might [...]

2023-03-14T08:48:35+00:00October 18, 2022|Pension|

Construction Workers’ Pensions Scheme (CWPSP): Group schemes versus open market alternatives

When it comes to generating funds for the Construction Workers’ Pension Scheme, a group scheme method has been adopted. Affiliated with the employer trade body, Construction Industry Federation, nearly 50,000 members have offered up financial contributions under this model. However, is this option feasible when it stands up against [...]

2023-10-02T20:51:57+00:00October 5, 2022|Occupational Schemes, Pension|

Pension Fund Selection

In the words of Warren Buffett “investing is an activity in which consumption today is foregone in an attempt to allow greater consumption at a later date. “Risk” is the possibility that this objective won’t be attained.” This statement equally applies to investing for retirement, as we’re putting money [...]

2023-01-13T21:52:39+00:00September 27, 2022|Pension, Pension Investment, Taxation|

The State Pension Problem

According to the Central Statistics Office, 1 in 3 Irish workers aged between 35-44 have no additional pension coverage outside of their pension entitlement under the State pension system. In other words, if nothing changes for those individuals between now and their eventual retirement, they will be fully reliant [...]

2024-05-30T09:50:27+00:00September 22, 2022|Pension, Recent News, State Pension|

Self-Administered Pensions Ireland

 Provided to The National Pension Helpline by Dan Malone (Malone Financial) Small, self-administered pension schemes are predominantly used by business owners and high standing, key employees like company directors. This is because a SSAPS offers more flexibility and control over your pension investment and allows you to maximise its [...]

2023-01-13T21:57:31+00:00September 6, 2022|Occupational Schemes, Pension|

Pension Investment Options

With a growing life expectancy and evermore active lifestyles available to retirees in Ireland today, planning where to source your income in retirement is vital. While state pensions play an important role in assisting retired citizens’ financial wellbeing, they are often not enough to provide without any other contribution. [...]

2023-01-13T22:03:20+00:00July 21, 2022|Pension, Pension Investment|

Superannuation Ireland

Table of Contents What is Superannuation? Superannuation in Ireland What Public Service Scheme do I Belong to? Alternatives to Superannuation Pension Plan What is Superannuation Often referred to as a company pension plan, a superannuation fund is a [...]

2023-01-13T22:01:49+00:00July 21, 2022|Occupational Schemes, Pension|

Irish Life Pensions

Irish Life advises individuals and companies on all aspects of pension planning. Their pension funds return consistent growth, with average returns of 10.3% over the last three years. ( Source ) What lies behind the Irish Life Pension story? What plans do they offer, and are their fees acceptable? [...]

2023-01-13T22:08:50+00:00July 20, 2022|Pension|