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A lot of planning goes into ensuring that you will have a pension that can support you in your retirement. But on top of thinking about the value of your pension, how much needs to go into it, there are tax implications which also need to be considered. The [...]

Starting a pension in an entry level job in Ireland and knowing how to maximise pension growth are two sides of the same coin. The earlier you start a pension, the better, and it’s a great way to maximise pension growth.  You can start a pension at any stage [...]

The qualifying age for state pensions in Ireland is 66, and given there is no mandatory retirement age in most Irish professions, it is no surprise that most of us associate ideas of retirement with our twilight years. Early retirement is a dream that most of think we will [...]

Retirement is a stage of your life that you should anticipate. After decades of hard work, you should not be able to relax and enjoy plenty of free time. When it comes to retirement, you want to make sure you feel safe and secure. Making sure that you have [...]

Defined Benefit Pensions and Transfer Values – do I stick or twist. Companies who have a Defined Benefit (DB) pension scheme often offer a transfer value to employees who have left service in lieu of a deferred guaranteed pension. What does this mean, and what things should you consider [...]

It’s never too late to start a pension, but the sooner you do, the better it will be. A pension can give you security in retirement, and unless you win the Lotto in the meantime, a pension is the only game in town.  Starting a pension in your 50s [...]

The Irish old age State Pension is a vital support for retirees, funded by the Social Insurance Fund (your PRSI contributions). However, with changing demographics and an aging population, the sustainability of the system is in question.  In this article, we'll explore the key issues and potential solutions to [...]

A pension adjustment order (PAO) is a court order which enforces the entitlement of a former spouse or partner or their dependents to a share or proportion of the pension arrangement of their former spouse or partner. PAOs are complex and there are a number of different aspects to [...]

Introduction On the 15th December 2022, Ireland’s Finance Act 2022 was signed into law. With it, came three major changes to pensions in Ireland. This article will explain each of these changes and what they mean for the future of saving for retirement in Ireland. Finance Act 2022 in [...]