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Pensions can be complicated and easy to put off, even when we know that investing in our future is the right thing to do. There’s really no single ‘correct’ way to save for retirement. Some people are cautious and consistent, while others prioritise flexibility or cash today over future [...]

The Pan-European Personal Pension (PEPP) was launched by the EU in 2019 before becoming available to the public in March 2022, with hopes that the product would transform the way European citizens save for their retirement. These voluntary, portable pension products were designed to let people save for retirement across [...]

With autumn coming to an end, the deadline for making AVCs (Additional Voluntary Contributions) to your pension is just around the corner – and it may be the best financial decision you make this year. Not only do AVCs increase your retirement savings, they also make the most of [...]

After decades of slogging away, you will likely be ready to hang up your boots well before pension age.  The thought of swapping spreadsheets on Monday mornings for sandy beaches and golf in the sunshine is an aspiration for many, but the reality is that the majority of people [...]

Far from being at a stage where their mortgage is cleared, their children independent and they can reap the rewards of an established career, many over 50's in Ireland are, instead, under significant financial pressure. Rising interest rates have pushed mortgage and debt repayments higher than ever and many [...]

Auto-enrolment, finally coming into effect in 2026, is the most monumental change to pensions in Ireland since the 1960s. Around 800,000 employees, who would previously have had to rely on the State Pension, will have a workplace pension for the first time. The State Pension will likely increase to [...]

Auto-enrolment is a new retirement savings scheme into which people will automatically be enrolled once they meet certain requirements. It was expected to come into effect in September 2025, however it has been delayed until 1st January 2026. The delay allows more time for smaller payroll providers to get [...]