Pension.

Around 800,000 employees across Ireland have been enrolled in a pension scheme for the first time after auto-enrolment (MyFutureFund) began on 1 January 2026.  These workers, aged between 23 and 60 earning over €20,000 per year, will pay 1.5% of their salary over the first three years of the [...]

Pensions can be complicated and easy to put off, even when we know that investing in our future is the right thing to do. There’s really no single ‘correct’ way to save for retirement. Some people are cautious and consistent, while others prioritise flexibility or cash today over future [...]

The Pan-European Personal Pension (PEPP) was launched by the EU in 2019 before becoming available to the public in March 2022, with hopes that the product would transform the way European citizens save for their retirement. These voluntary, portable pension products were designed to let people save for retirement across [...]

Ireland is the last country in the OECD to introduce a workplace pension scheme, and it is expected that around 750,000 workers will benefit from auto-enrolment when it finally comes into effect on January 1st.  But some employers are attempting to avoid their responsibilities, and putting themselves at risk [...]

After being delayed multiple times over the past few years, preparations for auto-enrolment are now in full swing with the first board meeting of NAESRA and confirmation of how contributions will be invested. NAESRA, the authority which will handle most of the administrative work, held its first board meeting [...]

Sweeping new changes to how Irish pensions are regulated next year could result in many pension holders facing major increases in annual fees if they don’t take swift action. In April 2026, a new EU directive will lead to much tighter restrictions and compliance regulations for occupational pensions, including [...]

With autumn coming to an end, the deadline for making AVCs (Additional Voluntary Contributions) to your pension is just around the corner – and it may be the best financial decision you make this year. Not only do AVCs increase your retirement savings, they also make the most of [...]

Thousands of people in Ireland are owed hundreds of millions of euro after investing in unregulated investment schemes, in a number of ongoing sagas which have caused devastation. Many people now have their pensions tied up in failed investment schemes, unable to retrieve funds or even reclaim the money [...]

Pension fees may look like tiny percentages, but over many years they can devour your retirement savings.  It is crucial to compare these charges when choosing a pension fund, as even the smallest fees can add up to significant amounts over time. While they can be confusing, every percentage [...]

The benefits of saving for retirement through a personal or occupational pension are well documented, with the State Pension pension alone being inadequate for most to maintain their quality of life in retirement. However, the question is not whether to invest – but where. Most pension funds achieved [...]