Pension.

Pension fees may look like tiny percentages, but over many years they can devour your retirement savings.  It is crucial to compare these charges when choosing a pension fund, as even the smallest fees can add up to significant amounts over time. While they can be confusing, every percentage [...]

The benefits of saving for retirement through a personal or occupational pension are well documented, with the State Pension pension alone being inadequate for most to maintain their quality of life in retirement. However, the question is not whether to invest – but where. Most pension funds achieved [...]

Pensions have a reputation for being complicated. It’s no wonder, with many different pension schemes, hundreds of funds, and a lack of transparency around fees and performance.   Until now, at least one thing had been fairly straightforward – timing. If you wanted to transfer your occupational pension, you could [...]

Try The New Pension Fund Explorer Tool A unique pension comparison tool offering performance insights into hundreds of funds Irish public has unprecedented access to pension fund data under one roof Major milestone for transparency within the pension industry Key data available on all 597 pension funds in Ireland [...]

After decades of slogging away, you will likely be ready to hang up your boots well before pension age.  The thought of swapping spreadsheets on Monday mornings for sandy beaches and golf in the sunshine is an aspiration for many, but the reality is that the majority of people [...]

Far from being at a stage where their mortgage is cleared, their children independent and they can reap the rewards of an established career, many over 50's in Ireland are, instead, under significant financial pressure. Rising interest rates have pushed mortgage and debt repayments higher than ever and many [...]

Auto-enrolment, finally coming into effect in 2026, is the most monumental change to pensions in Ireland since the 1960s. Around 800,000 employees, who would previously have had to rely on the State Pension, will have a workplace pension for the first time. The State Pension will likely increase to [...]

Auto-enrolment is a new retirement savings scheme into which people will automatically be enrolled once they meet certain requirements. It was expected to come into effect in September 2025, however it has been delayed until 1st January 2026. The delay allows more time for smaller payroll providers to get [...]

If you are leaving employment with an employer that offers an occupational pension scheme to move to another employer or to become self-employed, you may be concerned about your accumulated pension benefits. What will happen to your pension when you leave your employer? On leaving your employer, you will [...]

Inflation is the rise in prices for goods and services over time. Everyone remembers a heyday of their youth when the prices paid for items were a fraction of what these items cost today. This is inflation in action. Inflation can have an impact on your pension in that [...]