In the words of Warren Buffett “investing is an activity in which consumption today is foregone in an attempt to allow greater consumption at a later date. “Risk” is the possibility that this objective won’t be attained.” This statement equally applies to investing for retirement, as we’re putting money [...]
According to the Central Statistics Office, 1 in 3 Irish workers aged between 35-44 have no additional pension coverage outside of their pension entitlement under the State pension system. In other words, if nothing changes for those individuals between now and their eventual retirement, they will be fully reliant [...]
There has been a lot of traction over the past decade to increase the state pension age from 66 to 68. The reason for this is simple. We are living longer and healthier lives than previous generations and our pension system is struggling to keep up. Some of us [...]
Provided to The National Pension Helpline by Dan Malone (Malone Financial) Small, self-administered pension schemes are predominantly used by business owners and high standing, key employees like company directors. This is because a SSAPS offers more flexibility and control over your pension investment and allows you to maximise its [...]
With a growing life expectancy and evermore active lifestyles available to retirees in Ireland today, planning where to source your income in retirement is vital. While state pensions play an important role in assisting retired citizens’ financial wellbeing, they are often not enough to provide without any other contribution. [...]
Table of Contents What is Superannuation? Superannuation in Ireland What Public Service Scheme do I Belong to? Alternatives to Superannuation Pension Plan What is Superannuation Often referred to as a company pension plan, a superannuation fund is a [...]
Irish Life advises individuals and companies on all aspects of pension planning. Their pension funds return consistent growth, with average returns of 10.3% over the last three years. ( Source ) What lies behind the Irish Life Pension story? What plans do they offer, and are their fees acceptable? [...]
Pension inequality refers to the idea that people face different pension outcomes when they reach pension age, regardless of how hard they may have worked in their career. Some people will have to rely solely on the State pension while others have a large pension pot saved for their [...]
The Single Public Service Pension Scheme is the pension plan for all Irish public servants. Introduced in 2013, it replaced existing pension schemes for new entrants to the public service. One of the ideas behind the scheme is to make retirement planning for public servants a lot easier. When [...]
Table of Contents What is widow’s pension? How much is a widows pension in Ireland Can I receive the State pension and the widow’s pension? Who Qualifies for a widows pension Do I have to have made tax contributions? Do I need [...]
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NationalPensionHelpline.ie is an information-only website and does not provide direct financial advice. By submitting your information through the platform, your information is sent directly to our pension advisor partners who are regulated by the Central Bank of Ireland. NationalPensionHelpline.ie has a registered office at National Pension Helpline, 151 Thomas Street, Dublin 8, D08 PY5E. View privacy policy.
